AML & Financial Crime
AML & Financial Crime Advisory
Design, review and implementation support for AML/CFT and financial crime frameworks across Web2, Web3 and obliged entities.
Cryptliance supports firms in building, reviewing and strengthening AML/CFT and financial crime frameworks that work in practice.
We advise Web2 firms, Web3 businesses, technology providers and non-financial obliged entities across the full financial crime control environment — from risk assessments, policies and procedures through to onboarding, due diligence, monitoring, escalation, audit, tooling and remediation.
Our work helps clients design proportionate controls, improve operational effectiveness and evidence that financial crime risks are being managed.
The Challenge
AML and financial crime frameworks often fail because the individual parts do not work together.
A firm may have policies, but weak workflows. It may have monitoring tools, but poor calibration. It may use blockchain analytics, fiat monitoring, sanctions screening or Travel Rule tools, but struggle to connect outputs into a coherent process. Legacy systems may need to work alongside newer technologies, creating gaps in customer risk assessment, wallet screening, transaction monitoring, escalation and reporting.
For Web3 firms, the challenge is often building a financial crime framework that reflects on-chain activity, wallet risk, Travel Rule requirements and global customer exposure. For Web2 firms and established institutions, the challenge may be updating legacy frameworks, reconciling multiple tools, improving control testing or remediating findings from audit, regulatory feedback or internal review.
Cryptliance helps firms design, implement and test frameworks that reflect the real risks of the business.
What We Cover
- Business-wide risk assessments
- AML/CFT framework design and review
- AML/CFT policies, procedures and controls
- Customer onboarding and due diligence workflows
- Risk-rating methodology and customer segmentation
- Sanctions and screening controls
- Wallet screening and blockchain analytics workflows
- Fiat transaction monitoring design and calibration support
- Transaction monitoring design and calibration support
- Travel Rule implementation
- Vendor selection and implementation support
- Legacy and modern tooling reconciliation
- Gap analysis and remediation planning
- Control testing and effectiveness reviews
- Independent AML audits and reviews
Typical Engagements
AML Framework Design or Refresh
Design or review of AML/CFT policies, procedures, controls and governance arrangements aligned to the firm’s business model, customer base, products and risk exposure.
Business-Wide Risk Assessment
Development or review of a BWRA covering customers, products, services, delivery channels, jurisdictions, transaction types and financial crime typologies.
Onboarding & Due Diligence Workflow Review
Assessment of onboarding, CDD, EDD, risk scoring, screening, periodic reviews and escalation pathways.
Transaction Monitoring & Screening Review
Review of fiat monitoring, blockchain analytics, wallet screening, sanctions screening, alert handling, rule calibration and escalation logic.
Travel Rule Implementation Support
Support designing or reviewing Travel Rule workflows, vendor arrangements, data handling, escalation points and operational procedures.
Gap Analysis, Remediation & Control Testing
Independent review of AML/CFT controls, documentation and evidence, with a practical remediation plan and testing methodology.
Start with a Conversation
Whether you are entering a new market, responding to regulatory change, preparing for scrutiny or building compliance into a product, Cryptliance helps you move forward with clarity.