Regulatory Advisory for Firms Building What’s Next

Seasoned regulatory and policy professional with 7+ years’ experience leading AML/CTF, regulatory compliance, and compliance infrastructure programmes across banking, digital assets, tokenisation, and AI. Proven track record building regulatory frameworks from the ground up, from regulatory scanning, perimeter analysis, and requirements mapping through to the implementation of policies, procedures, controls, governance structures, and authorisation applications.

Previously held roles across Capgemini, UBS, TRM Labs, Merkle Science, ComPilot, Evergon Labs, and Nexera Network, providing broad exposure to both traditional financial services and the digital asset sector. Experience spans in-house, advisory, and technology-provider environments, combining regulatory expertise with a strong understanding of product development, compliance operations, and financial crime infrastructure.

Has served as a consultant and adviser to multiple digital asset businesses, financial institutions, and technology vendors. Responsible for policy analysis, regulatory impact assessments, regulatory strategy, market-expansion planning, compliant product launches, and the design and implementation of scalable compliance frameworks aligned with firms’ business models, risk profiles, and regulatory obligations.

Has contributed to the development of compliance tooling across UBS, TRM Labs, Merkle Science, and ComPilot, covering blockchain analytics, transaction monitoring, Know Your VASP controls, regulatory data aggregation, and compliance orchestration. This includes bringing together key AML and financial crime functions, including KYC and KYB, wallet screening, transaction monitoring, fraud detection, Travel Rule compliance, sanctions screening, and PEP and adverse-media checks, into integrated dashboards and customised operational workspaces for both traditional finance and digital asset businesses.

Has led multiple banking infrastructure proof-of-concept projects, delivering solutions for financial institutions modernising legacy compliance systems or developing capabilities to enter the Web3 and digital asset markets. Worked closely with legal, compliance, product, technology, and leadership teams to translate regulatory obligations into product features, operational controls, implementation roadmaps, and commercially workable strategies.

Brings practical experience applying MiCAR requirements, supporting authorisation applications and establishing the governance, financial crime, operational, and regulatory frameworks required for implementation. Also experienced across the EU Transfer of Funds Regulation, the UK Money Laundering Regulations, and the forthcoming UK FSMA cryptoasset regime. Has advised on tokenisation initiatives, licensing strategies, and regulatory sandbox participation, including work connected to the Qatar innovation sandbox.

Recognised for translating complex legal and regulatory requirements into clear, practical guidance for Boards, executive teams, compliance functions, and product and technology teams. Strong experience preparing regulatory briefings, impact assessments, training, internal guidance, policy positions, and strategic recommendations that support informed decision-making and effective implementation.

Active across industry associations and regulatory-policy discussions, with extensive experience as a speaker and author of regulatory articles, reports, and market-facing content. Founder of the Crypto Asset Regulation & Compliance Institute, an educational initiative focused on strengthening regulatory and compliance knowledge across cryptoassets, tokenisation, financial crime, and AI.

Seasoned Compliance Executive, MLRO, and SMF16/SMF17 with 10+ years’ experience leading AML/CTF risk, sanctions, and regulatory compliance programmes across digital assets, stablecoins, fintech, insurance, and private banking. Proven track record building compliance functions from inception through regulatory authorisation, combining deep regulatory expertise with technology-driven financial crime controls and strong experience advising Boards, executive teams, regulators, and investors.

Have served as outsourced MLRO for multiple digital asset businesses, including leading the Bermuda Monetary Authority Class ILT Sandbox licensing programme for a digital asset insurance company. Responsible for designing enterprise AML/ATF frameworks, governance structures, customer and third-party risk assessments, blockchain analytics controls, Travel Rule implementation, custody oversight, Board reporting, regulatory engagement, and ongoing compliance oversight throughout the licensing and authorisation process.

Acting as SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer) for a UK stablecoin payments start-up, establishing the firm’s compliance operating model and leading the FCA Money Laundering Regulations registration process. Responsibilities include developing governance arrangements, financial crime controls, operational risk frameworks, compliance monitoring, regulatory reporting, escalation procedures, and policies designed to support a scalable and regulated payments business.

Previously held senior compliance leadership positions across Binance, Panther Protocol, Plutus, and Deep Blue Stablecoin, delivering global AML/CTF, sanctions, licensing, transaction monitoring, blockchain investigations, Travel Rule implementation, and regulatory remediation programmes. This work included designing compliance frameworks for emerging digital asset products, supporting multi-jurisdictional expansion, managing regulatory change, and strengthening controls in response to supervisory findings and evolving financial crime risks.

Earlier career experience within UBS, CTBC Private Banking, Bank of Singapore, and HSBC established strong foundations in private banking compliance, KYC, enhanced due diligence, sanctions, source of wealth and source of funds verification, and regulatory investigations involving high-net-worth individuals, complex ownership structures, politically exposed persons, and cross-border financial crime risks.

Brings extensive experience developing risk-based AML/CTF and sanctions frameworks, including customer risk methodologies, enterprise-wide risk assessments, transaction monitoring rules, suspicious activity escalation, third-party due diligence, compliance monitoring, and management information for senior leadership and Boards. Has worked closely with legal, product, operations, technology, and commercial teams to embed regulatory requirements into business processes and product design.

Recognised for translating complex regulatory obligations into scalable operational controls, leveraging AI, machine learning, and LLM technologies to enhance transaction monitoring, customer risk scoring, sanctions screening, and financial crime detection. Experienced in assessing how emerging technologies can improve control effectiveness while maintaining appropriate governance, explainability, oversight, and regulatory accountability.

Successfully led complex internal fraud investigations involving the Metropolitan Police and Action Fraud, contributing to criminal prosecution and asset recovery. Known for providing clear, commercially grounded, and trusted regulatory advice to Boards, executive management, regulators, investors, and operational teams, while maintaining a strong focus on regulatory integrity, practical implementation, and sustainable compliance outcomes.